• Scam Resilience and Cyber Awareness Quiz

  • Image-9

  • Terms and Conditions

    These Terms govern the use of IDCARE’s https://scamrisk.idcare.org and https://idcare.org/learning-centre/scam-test referred to also as “The Cyber and Privacy Health Check”, or "The Scam Test" and, any other related Agreement or legal relationship with the Owner in a legally binding way. Capitalised words are defined in the relevant dedicated section of this document. The User must read this document carefully. The Scam Test is provided by:

    Identity Care Australia & New Zealand Ltd (IDCARE),

    PO Box 412 Caloundra, QLD, 4551.

    Content on scamrisk.idcare.org

    Unless where otherwise specified or clearly recognisable, all content available on scamrisk.idcare.org is owned or provided by the Owner or its licensors. The Owner undertakes its utmost effort to ensure that the content provided on scamrisk.idcare.org infringes no applicable legal provisions or third-party rights. However, it may not always be possible to achieve such a result. In such cases, without prejudice to any legal prerogatives of Users to enforce their rights, Users are kindly asked to preferably report related complaints using the contact details provided in this document.

    Rights regarding content on scamrisk.idcare.org - All rights reserved

    The Owner holds and reserves all intellectual property rights for any such content. Users may not therefore use such content in any way that is not necessary or implicit in the proper use of the Service. In particular, but without limitation, Users may not copy, download, share (beyond the limits set forth below), modify, translate, transform, publish, transmit, sell, sublicense, edit, transfer/assign to third parties or create derivative works from the content available onidcare.org, nor allow any third party to do so through the User or their device, even without the User's knowledge. Where explicitly stated on scamrisk.idcare.org, the User may download, copy and/or share some content available through scamrisk.idcare.org for its sole personal and non-commercial use and provided that the copyright attributions and all the other attributions requested by the Owner are correctly implemented. Any applicable statutory limitation or exception to copyright shall stay unaffected.

    Acceptable use

    scamrisk.idcare.org and the Service may only be used within the scope of what they are provided for, under these Terms and applicable law. Users are solely responsible for making sure that their use of scamrisk.idcare.org and/or the Service violates no applicable law, regulations or third-party rights. Therefore, the Owner reserves the right to take any appropriate measure to protect its legitimate interests including by denying Users access to idcare.org or the Service, terminating contracts, reporting any misconduct performed through idcare.org or the Service to the competent authorities – such as judicial or administrative authorities - whenever Users engage or are suspected to engage in any of the following activities:

    • violate laws, regulations and/or these Terms;
    • infringe any third-party rights;
    • considerably impair the Owner’s legitimate interests;
    • offend the Owner or any third party;
    • Personal Information Collection.

    Please read IDCARE’s Privacy Policy in relation to the purpose, use, storage, sharing and destruction of personal information collected by idcare.org

  • The purpose of this quiz is to help educate you, our fellow community members!

    It also helps IDCARE to understand the level of scam resiliency and cyber awareness in the community.

    This also help us to improve our services, through identifying key gaps in knowledge or misconceptions about cybercrime and identity theft.

  • Image-179

  • The more honest you are with the questions the more we can help you improve your knowledge.

    Feedback will be given throughout the quiz as well as some useful resources at the end.

    This will help you to stay ahead of the latest threats!

  • Getting to know you

  • Great!

    Let's see how you go.

  • Not to worry!

    This questionnaire will help educate you on what to look out for.

  • Excellent!

  • Good effort.

  • We recommend you read them.

  • Reading Terms and Conditions and Privacy Policies are recommended and allows you to know exactly what you are signing up for and how your information will be used and stored.

    It can also confirm if the terms and conditions are current and accurate for the company.

  • Scammers like to create a stressful scenario that requires immediate action.

    When a person is already busy and stressed, this additional situation can cause their barriers to lower, increasing the chances of becoming more vulnerable.

    When faced with this scenario, take a breath, ask someone else for their opinion, and don't act in haste.

    Any legitimate situation will allow you to walk away and think before making any decisions.

  • Perfect!

  • Good effort.

  • We recommend some more awareness.

  • Keeping up to date with latest scams and cyber threats helps prevent you from becoming a victim. The online world is ever changing as are the scams and threats. They are becoming more sophisticated and harder to spot.

    Talking about what you know and have learnt with your friends and family increases scam awareness and helps break down the stigma around scams.

  • Your Living Situation

  • A common misconception is that if you have Apple devices you can't get infected by malware. Although Apple software may have less vulnerabilities it is not immune to being infected.
    The same protections and barriers should be implemented regardless of the platform or device.

    Ensure your anti-virus software is up to date and use a password manager to manage passwords across your devices and accounts.

    Scammers usually target the person to lower security mechanisms rather than hack the software. 

  • Scammers love individuals.

    When people live alone or are by themselves during a scam attempt, they may be more vulnerable with the lack of an independent person there to liaise with or notice if something doesn't seem quite right. When 'in the moment' a person may not have all their barriers up and can be more prone to fall for scams. 

    Don't be afraid to hang up / delete / ignore calls, text messages or emails. Verify any requests for personal information or credentials by contacting the organisation via a way that you know is correct.

  • Great job!

  • We highly recommend.

  • Keeping devices up-to-date and using anti-virus software is extremely important as it helps prevent viruses and other malware from infecting your device. Most software companies will alert you of software updates, however, ensure you use the official app or website to download and update software.

    Never download 

  • Also, keeping your devices secure with access locks is advisable so unauthorised persons can't gain access. Never provide remote access to your device by someone who contacts you requesting access as this is often a malicious access attempt.

  • Knowledge Base

  • How well do you know about and use the following?

  • Anti-virus software is essential to help protect you from unwanted viruses and malware. It should be installed on all your devices. Ensure Anti-virus software is downloaded from legitimate sources as many websites claiming to offer antivirus software could be scams or contain viruses.

  • Firewalls are barriers between your devices and the internet. They are often built into your modem and pre-configured to protect you. You shouldn't generally need to alter or turn off the firewalls.

  • Multifactor Authentication (MFA) helps to secure your online accounts from unauthorised access by requiring multiple steps in the login process. Almost every service will offer some sort of authentication protection. It is recommended to set up MFA on all your online accounts. Scammers are less likely to pursue accounts with MFA.

  • Most Anti-virus software includes internet browsing protections to help warn and protect you from scams and malware.

  • Data, Privacy and Security

  • Keeping personal information and data secure is extremely important. Whether it be physical or electronic. Scammers will attempt to gain as much information about a target as they can. This could involve weak passwords for electronic data access; physical documents placed in the trash; or stealing from an unlocked letterbox.

    It is best practice to secure all avenues of personal information; be it strong passwords and MFA for electronic access; adequate descruction and disposal of documents; or locks and keys for physical documents. 

  • Social Media Habits

  • Fantastic!

  • Good effort. We recommend setting up MFA for all your accounts.

  • We strongly recommend setting up MFA.

  • Scammers value social media accounts. When they take over an account they can use it against you, family or friends to propogate scams or use personal information to regain access to your accounts and use it as blackmail. Be very wary of unexpected code or money requests from people you know. Always call them directly before actioning any such requests.

    Using MFA can also help prevent scammers gaining access to your account.

  • Buying Online

  • Scammers operate on legitimate platforms and many are hard to tell apart from genuine users. They will often try to get you to communicate on another platform (i.e., email, WhatsApp, etc) so they can be anonymous while trying to scam you. Be wary of requests to move communications away from sales platforms. This is a tell-tale sign they are likely a scammer. 

    NEVER share images of your drivers licence, passport, or other identity documents to any personal account selling or buying goods. You should never need to pay for additional shipping or taxes after a purchase. This is likely an add on to the scam to try get as much money out of you as they can.

  • You receive the following text messages around the same time you were expecting something to arrive by post.

  • Image-105

  • Strong awareness!

  • Reconsider before acting.

  • Always verify messages by logging onto the secure app or your online account.

  • Online Communications

  • You receive the following messages.

  • Image-78

  • Be careful when receiving messages asking for money. Even though it may apear to come from your friend, origin names can easily be spoofed. Make sure you contact the person through known means to confirm the request is legitimate. Also look out for the terminolgy and sentence structure that doesn't read correctly.

  • Image-80

  • Scammers will impersonate official sources such as banks to try get you to click on their links.
    Banks will never get you to verify identity or restore your account through text message links.

  • Image-82

  • Great actions!

  • Be very wary...

  • Stop and think twice when receiving strange or out of the ordinary messages, even if they appear to be from friends or family.

    Scammers can spoof the sender's details to appear to come from your contact or someone you may know.

    Contacting the relevant person via a separate known means will confirm if message is legitimate or not.

    Blindly replying, even if you know they are a scammer, will confirm you are a real person and that your number is active which could promote further scamming attempts. Best practice is to ignore and delete.

  • Compliance

  • The correct responses are None.

    lt is extremely rare that you would ever receive a call from these organisations stating you owe money, have an arrest warrant outstanding, or have a computer virus. Scammers try to trick you by pretending to be from legitimate organisations and in a position of authority to elicit compliance and gain access to your personal information, accounts or computer.

    Don't be afraid to hang up and do your own research through official channels.

  • Compliance Continued...

  • Chances of them being an expert hacker is extremely low.

    Almost always it will be a scammer that acquired your password through a data breach or previous scamming attempts.

    You should logon to your relevant accounts through the official channels to change your passwords.

  • This method of earning the trust of a victim is a common technique used by romance scammers and those engaged in sextortion schemes.

    They pretend to be genuine and often give excuses why they are unable to meet in person.

    Once they have enough trust they make their move and ask for money, or intimate material that they could use to extort for money.

    It is strongly recommended not to send any money or intimate material to someone you have never met in person, even if you have communicated with them via video chat and believe the person is real.

    It may often feel difficult to break contact with someone you've been connecting with, however, it almost certainly is all an act to steal your money rather than any genuine connection.

  • Pop-Ups and Alerts

  • While using your computer on the internet you receive the following messages:

  • Image-116
  • Image-118
  • Image-170

  • Great decisions!

  • Look a little closer.

  • Scam updates and virus alerts are becoming more sophisticated and can look very much like an authentic notification.

    Being aware of the subtle differences and when the notification was triggered helps to highlight whether it could be legitimate or not (i.e., within an internet browser, or after clicking a link).

    Do not ever click on the links or ring any tech support numbers from the alert windows - even where they include an 1800 number.

    Do your own virus scan using your own virus protection software and if needed call the numbers given on the official application or website.

    Holding Alt + F4 (for Windows) or Command Q (for Mac) or restarting the computer may assist if the pop up will not close easily.

  • Emails and Employment Searching

  • You receive the following emails.

  • Image-128
  • Image-130
  • Image-132

  • Spot on!

  • Be vary careful.

  • Phishing emails and fake job opportunities are very prevalant. Spam filters unfortunately don't catch them all. If you think something seems out of place it often is.

    Never click on the links in unexpected emails. Always go through the official applications or websites for access and to change passwords.

    Always call the official business number for employment opportunities and confirm emails before sending any personal identification documents.

  • Cryptocurrency and Investments

  • If you believe you have been scammed - please lodge a get help form here: Lodge Get Help Form.

    Completion of this survey WILL NOT result in a case being lodged with IDCARE.

  • Image-144
  • Image-141

  • Great decision!

  • Be very cautious.

  • Scammers and fraudsters will often use celebrities to trick you into believing a story and to click on a link. The promise to make 'big bucks' is almost certain to be a scam. Many links will direct you to platforms that look legitimate but are almost always scams ready to take your money.

    Scam websites may also display ASIC records, Australian Financial Services Licences (AFSL) and ABNs, but these can easily be scraped from other websites, and do not necessarily mean the service is legitimate.

    Always do your own research and use the 'scam' key word. Only use official platforms if you do invest.

    IDCARE is unaware of any 'real' recovery agency that can assist victims of fraud in recovering stolen cryptocurrency. 

  • Your Scam Resilience and Cyber Awareness Score is:

    {scamResilience} / 100

  • Image-197
  • Image-198
  • Should be Empty: